Stucco vs Vinyl Siding: Cost Factors

If you are a new home owner or are simply redecorating your old home, then you may be wondering about the difference in costs of having stucco or vinyl siding. Siding is an important part of any home as it protects the house from outside forces, mainly weather. The siding should provide good insulation, look attractive and the end product should be relatively maintenance free. The installation process would also add to the overall cost.

Advantages of Stucco Siding

Stucco siding is costlier than vinyl siding. That is if you compare basic stucco with basic vinyl siding. Stucco siding normally looks better than the basic vinyl siding and adds a sophisticated touch to any home. It provides excellent insulation from severe weather and is long lasting. Stucco can stain or develop holes over a period of time and the problems should be dealt with immediately. If maintaining the house and paying for occasional repairs is not a problem then stucco is a good choice. If your budget is adequate then opt for one of the newer stucco’s that have been created using advanced technology. They add a unique and luxurious finish to the house. Installing stucco is not easy and should be done by a professional. The cost of installation can be substantial as unlike vinyl you have to pay for a good professional. Trying to install stucco yourself can be tricky and in the end you may cause damage that will cost you even more in repairs. Stucco, unlike vinyl, can be limiting in choice of colors and textures.

Advantages of Vinyl Siding

Vinyl siding is cheaper than any other type of siding and comes in a variety of colors and textures. It is durable and maintenance free. The basic stucco does look better than the basic vinyl siding but if your budget is limited then vinyl siding is a better option. Vinyl siding can also look sophisticated and attractive though the higher end versions are expensive. Vinyl siding can also provide good insulation and protect the house from weather damage. Unlike stucco you don’t have to repair any damages as vinyl is strong and durable. The color does not fade or stain over time and the house looks as good as new for a long time. You can even install vinyl yourself as it’s easy to do. You may need a professional if you are installing a higher end variety. Vinyl is a good option for people who do not want to be troubled with maintenance over the years. You can install a high end vinyl siding and once the low maintenance is factored into the overall cost, it would be lower than having stucco siding.


Vinyl siding is more cost effective in the long term considering the maintenance cost is low. Stucco has its own advantages as it looks unique. If budget is an important criterion for the choice of siding then go for vinyl, otherwise it depends on the style of your home, individual taste and the overall look of your neighborhood.